No & Yes ......
No Impact on Credit Score:
Pre-Qualifying will have no impact on your credit score.
Possible Impact on Credit Score:
If you pre-qualify, and decide to apply for a FundingU loan, we do pull your credit report as part of our underwriting process for debt verification and fraud prevention. This may impact your credit score.
Impact on Credit Score:
If you borrow from FundingU, we do report your payment history to credit bureaus. Students who pay on time should see an improvement in their credit score over time! (obviously assuming you continue to pay your other debt obligations in a timely fashion as well).