What are the steps in the loan process?

The first step is to complete the 2-minute pre-qualification form on our website.  If you pre-qualify you will be sent directly to our online loan applicaiton. Also, a link to apply for a loan will be sent to your email.

Loan applicants apply online via our secure loan application form.  This usually takes 10-15 minutes.

The following items are required to complete your loan application:

  •       Resume
  •       Most recent transcript


What happens after I submit my application?

We get back to you within 5 business days of receiving your completed application. We verify your information with the school you will be attending and provide you with the final loan documents for you to sign. This process can take approximately 1-3 business days. Providing us with the correct personal documents required can speed up the application process.

Pre-approved applicants may be contacted to set up an introductory call with a Funding U Team member to review loan details, ask any questions, and provide any additional information that might be needed to complete an application.

When will the money be disbursed?

All loan proceeds will be disbursed directly to you upon enrollment verification. We disburse funds at the conclusion of your schools Add/Drop period. We require you to provide us with registration documents prior to loan disbursement. 

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