What forms or other information will I need to complete the full application? April 30, 2018 13:59 Updated The following forms may be required: Resume Most recent transcript Related articles You say your loans are based on ‘academic progress.’ Does this mean it is difficult to get a loan as a freshman or sophomore? What things can I use my loan for? What happens after I submit my application? What if I have poor credit, bad credit, or no credit history?